Bridging finance is becoming a flexible product for customers looking to purchase, alter or build property portfolios.
If it is your first property or you’re a seasoned property landlord. Bridging finance can be a fast flexible product worth considering.
Due to the short-term nature, they are a feasible option even though interest rates are higher than for a longer term loan or mortgage.
Get a lending decision within hours, speak to an loan expert in confidence and we will take care of the whole loan application through completion so you can focus on your other clients.
Bridging finance can allow your clients to purchase or renovate property which traditional funding methods may not support.
It’s superfast and funds can be drawn in a matter of days. For more information click here for more uses.
Bridging Finance is a flexible finding vehicle which can be processed quickly by looking past the complications of a transaction and looking at the practical facts.
The client, the asset, the longer-term exit is assessed. There are no monthly client commitments as the interest is either rolled up monthly or deducted from the advance.
We have built a reputation for delivery for our clients and their intermediaries.
A comprehensive whole of market offering both regulated and non-regulated lending allows the team to provide the right solution for your clients
Regulated bridging loans are where you live or intend to lives in the property the loan is secured on.
There are exceptions to this if the loan is being used for a non regulated purpose.
They are regulated by the FCA
Call one of the team to discuss
Non-regulated bridging loans are a short term property loan.
A loan is Non-regulated if it is secured against a property that you have never, and will never reside in.
There are not regulated by the FCA .
Call one of the team to discuss
Your client needs to complete on a purchase before he has sold his existing property.
You have purchased a property under auction terms with short completion deadlines.
The chance to purchase a property under market value and a quick completion is required.
When clients wish to downsize and release equity in their property, they may find it advantageous to do so before completing their purchase of a new property.
Clients often experience chain breaks, or a loss of interest in purchasing your product or service, which can mean the sale is at risk.
You wish to release equity from a property or land for cash flow purposes on a short-term basis, (e.g. tax bill, divorce settlement or business use).
The applicant wants to purchase a property to refurbish, but it is deemed unsuitable for mortgage purposes with mainstream lenders, (e.g. no kitchen or bathroom).
You have the opportunity to flip a property, but need funds to complete it under short time constraints.
Do you want make changes to enhance the value of your home, kitchen, bathroom ,flooring or outside space use a second charge loan
Let us know what you want by contacting us.
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