BRIDGING FINANCE

BRIDGING FINANCE

We provide a range of bridging finance loans to individuals and companies that need to access fast property finance or business finance.


Satisfied Customers

Bridging finance is becoming a flexible product for customers looking to purchase, alter or build property portfolios.


If it is your first property or you’re a seasoned property landlord. Bridging finance can be a fast flexible product worth considering. 


Due to the short-term nature, they are a feasible option even though interest rates are higher than for a longer term loan or mortgage.


Get a lending decision within hours, speak to an loan expert in confidence and we will take care of the whole loan application through completion so you can focus on your other clients.


We find solutions for every scenario and any property


We have arranged bridging finance for a wide array of situations and will work with you and your clients to ensure they get their funding when they need it.

We will always work with you to ensure your clients have a defined exit strategy ensuring the clients finance journey can continue to flourish. 


 

What is a Bridging loan?



Bridging finance can allow your clients to purchase or renovate property which traditional funding methods may not support.


It’s superfast and funds can be drawn in a matter of days. For more information click here for more uses. 


How does a Bridging loan Work?

Bridging Finance is a flexible finding vehicle which can be processed quickly by looking past the complications of a transaction and looking at the practical facts.


The client, the asset, the longer-term exit is assessed. There are no monthly client commitments as the interest is either rolled up monthly or deducted from the advance.

Why use us for a Bridging loan?

We have built a reputation for delivery for our clients and their intermediaries.


A comprehensive market offering allows the team to provide the right solution for your clients 

NON-REGULATED FINANCING POINTS 

  • Loans from £50,000 to £100m+
  • Rates from .75% 
  • Up to 75% LTV and 100% if other assets are used 
  • Interest rolled up, retained or serviced 
  • 1st, 2nd and 3rd Charges  
  • Terms from 1 to 36 months

What is a Non-regulated loan ?


Non-regulated bridging loans are a short term property loan.


A loan is Non-regulated if it is secured against a property that you have never, and will never reside in.


There are not regulated by the FCA .


Call one  of the team to discuss









Typical Uses

Complete before sale

Your client needs to complete on a tight timescale with property value in other assets

Auction Purchase

You have purchased a property under auction terms with short completion deadlines.

Under Value Purchase

The chance to purchase a property under market value and a quick completion is required.

Portfolio Management

When clients wish to release equity in their investment property, they may find it advantageous to do so before completing their purchase of a new property.

Lender Terms Change

Clients often experience last minute lender terms changes, which can mean a purchase is at risk.

Release Equity

You wish to release equity from an investment property or land for cash flow purposes on a short-term basis, (e.g. tax bill, divorce settlement or business use).

Unsuitable to Mortgage

The applicant wants to purchase a property to refurbish, but it is deemed unsuitable for mortgage purposes with mainstream lenders, (e.g. no kitchen or bathroom).

Property Flip

You have the opportunity to flip a property, but need funds to complete it under short time constraints.

Property Improvements

Do you want make changes to enhance the value of your investment property, kitchen, bathroom ,flooring or outside space use a second charge loan

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